We all are familiar with the concept of purchasing goods via credit and paying back the amount in small EMI’s for that type of credit to be accessed you need to maintain a good credit score. Nevertheless, it is strongly advised to keep a decent credit score. What should you do if your grade is poor or if maintaining a score is too much of a headache for you? Yes, you can still apply for credits even though your alternatives are limited. For this reason, it is advisable to keep a high score. We all are after all humans, sometimes our wants exceed the limited money we have. And when it comes to the idea of payday loans, we frequently forget about it and get on with our shopping. Oftentimes end up spending the savings and trusting the timings of emergencies when this happens suddenly you’ll be in need of instant cash. That is a very disturbing situation. First of all one should be aware of the amount he has and is able to spend on new gadgets or wants. Second, everyone needs to be informed of how to escape this trap, which is frequently referred to as a debt trap. Continue reading 5 Warning Signs That Indicate You Need a Loan